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Advisors and investors
FAQ's
what is Lendit ?
Lendit is a credit-sharing platform where businesses and professionals can lend and request liquidity in a simple, fast, and tailored manner. The Lendit community has access to a loyalty program (Lendit-score) and is protected by a proprietary guarantee fund
How can I invest with Lendit ?
With the ‘Invest’ product, you will gain access to a platform where you can select the optimal investment products tailored to your specific needs. Whether focusing on short-term or medium-term investments, you will be able to manage them with utmost ease and efficiency
Why to choose Lendit ?
Lendit equips users with essential tools to efficiently manage liquidity, whether seeking funds or maximizing returns, in a reliable, straightforward, and prompt manner. Gain access to highly innovative and customizable solutions, alongside the opportunity to integrate into a dynamic entrepreneurial network, facilitating business expansion.
What is the minimum required investment?
The minimum investment for:
- PrestiOne: No minimum requirement.
- PrestiPlus: €500.
- Auto-Invest: €5,000.
What is the interest rate based on?
The interest rate, or your earnings, will be linked to the rating of the requesting company. This assessment of the company will be conducted by a credit rating agency, based on qualitative and quantitative parameters of the borrower
What level of risk is involved?
Requesting companies will receive an interest rate based on their rating, which will reflect your earnings. Greater risk entails higher returns. Additionally, we are actively exploring the incorporation of instant insurance options to mitigate loan risk.
Can a freelancer or a startup also apply?
Absolutely! Freelancers can also apply for a loan. To receive the interest rate, simply provide the VAT number
Is it possible to apply for a loan without possessing a VAT number or having less than two years of business activity?
No. Lendit.it provides loans to businesses with VAT numbers, not to individuals.
